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November 2003

Your Spiritual Bank Account

We all know that we have to have money before we can spend it. And how comfortable it makes us feel to have a good fat checking account, an account big enough to draw on in emergencies without impoverishing us when it comes to paying for our ordinary needs. Let us talk about another kind of checking account which is equally important. We are calling it your spiritual bank account because we believe there are great spiritual forces that we can draw on and deposit in our own minds, and which can be used in any emergency, in any stress or strain of life.

Life has enough of everything to spare. It contains love and faith and peace of mind and joy. Would it not be wonderful if we could build up a spiritual bank account and hold it in reserve—an account which we knew would be sufficient to meet any emergency in our lives? For we are always being called on to meet emergencies— times when we need more love and tolerance, more kindness and understanding, a deeper faith and a higher hope.

These are the real crises in our lives. And at such times, unless we have a vast amount of good stored up, we not only become impoverished, but we sometimes become destitute of hope. And then despair takes the place of hope, and fear takes the place of faith. This is what we want to avoid. How would it be if we all opened a spiritual account with the Bank of Life and, realizing that we were drawing on the Infinite, each day deposited enough hope and happiness and faith to more than meet any emergency that might possibly arise? The wonderful part about this is that we know Life contains all these things and It wants to give them to us. It is intended by the Divine scheme of things that we should have them.

How would we go about it to open up such an account and be sure that we had enough of these qualities on deposit so that our checks would be honored whenever any emergency arose? We know that we have to deposit money in the bank in order to draw checks. We know that the money is in a safe place and that the checks will be honored unless we overdraw the account. In our ordinary affairs we have to earn the money, and in a certain sense this will be true of our spiritual bank account. But the earning of the supply or the substance for our spiritual bank account is a little different, for we earn the ability to draw on the Bank of Life only through having practiced Love.

This is where many of us fall down because we do not quite realize that Love is the base of everything. We have had so much experience that seems to contradict this that we become skeptical and cynical and sometimes wonder if Love, after all, is the greatest reality in life. And yet we know that we could not live without Love, for life is absolutely meaningless unless its whole motivation is built on Love and Givingness.

Why can we not think of it this way: God has already made the initial deposit—and a big one—for everyone who is ever born into this world, because God has given Himself to us. He has imparted His own Life and, in a mysterious way which is beyond our comprehension, has endowed us with the capacity to Love. If God is Love—and no sane person can doubt this—and if each one of us has, as we must have, immediate access to the Love of God, then we earn the ability to draw on the Bank of Life in such degree as we become loving.

We shall earn the ability to draw on this bank through constant meditation and prayer and communion with the Infinite, using statements in our meditations similar to the following:

God is Love and all the Love there is is mine now.

I shall endeavor to see something lovable in everyone I meet, in every situation in which I find myself, and as I do this I shall accumulate a great degree of Love to be deposited in my bank.

And then when some experience comes along which seems unkind or unlovable, I shall be able to write a check on my Bank of Life which will cover every liability of hate or of unkindness.

And here is one of the great secrets of nature—the person who has taken the time to harmonize himself with Love will find that, when some incident that seems hateful or discordant arises in his experience, he can draw on a reserve Force which he now has. He can actually apply this to the situation when it arises.

If you have accumulated a certain amount of Love and then meet some situation where discord and strife seem to enter, get quiet inside yourself and say, “I am bringing Love to bear on this situation— a Love which comprehends and includes everything, a Love which has no hurt in it, a Love which is not afraid, a Love which is calm and confident and sure of Itself.”

Right here is where the Law of Mind in Action comes into play. When you apply your thought of Love directly to discordant situations, and there is nothing in you which is afraid, your thought of Love applied to that situation will heal it. If you have deposited enough Love in your checking account you will find that you can meet the situation, your check will be honored by the Bank of Life, and the situation that confronts you will be healed.

And because you have deposited a Love which can see around everything that contradicts It, and because you have ample Love left in your own thought, you will find that the Love you use, acting as Law, will definitely overcome the fear and the hate and the sense of insecurity that come where there is a sense of lack of Love.

Perfect Love alone can cast out all fear. Love is always greater than fear. Fear is not really an enemy of Love. All that fear can do is cast a shadow across your pathway. But this shadow is dissipated when you look at it with Love. You are not dealing with two opposing forces but with only One Force, which is absolute and positive and conclusive.

But first you must have made the deposit with the Bank of Life. You must have spent much time with yourself straightening out all the little animosities and resolving them into the one great Love which is God. God never fails and Love never fails and you will never fail if you use the Love that God is.

Ernest Holmes

 

 

 

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